Use this calculator to find out payment information.  Remember to contact the Credit Union with any questions.  We are here to help!

Please contact the credit union at 715-732-0065 for the most current rates available.

Consumer/Personal Loans

(Vehicles, Boats, ATV’s, 4-Wheelers, Campers, Motor Homes, Signature/Personal, Share Backed, Kwik Cash Line of Credit, Kwik Reserve Overdraft Protection, etc.)

Bay Shore Credit Union has adopted a reflective lending system for determining the rate on your loan. This means that the better your credit experience, the lower your rate.

Rates begin as low as 4.99% APR (Annual Percentage Rate).  Rates are subject to change without notice.  Rates depend on type of loan, term and applicant eligibility.  Contact a loan officer at 715-732-0065 for current rates and payment information.

Debt Protection

The Credit Union has Debt Protection products available for your loans. You can choose from several packages including LifePlus – LifePlus & Disability – or LifePlus, Disability & Unemployment Coverage. GAP-Plus coverage is also available. These coverages are generally less expensive when purchased from the credit union than through the dealer.

Our members received $93,972.61 in paid claims in 2022.  Ask us how you can protect your loans.

Shop and Compare

For your best financing options be sure to give us a call.  We will help you compare other financing options with the options available at the credit union to make sure you get the best deal possible.

Mortgage/Home Equity Line of Credit

(7 & 10 Year Fixed Mortgages, 10 Year Balloons and Home Equity Line of Credit)

We have loans available for purchases as well as refinances for primary residence, land and recreational properties.

Bay Shore Credit Union has adopted a reflective lending system for determining the rate on your loan. This means that the better your credit experience, the lower your rate.

Notice of Mortgage Loan Originator Unique Identifier

Bay Shore Credit Union has registered with the Nationwide Mortgage Licensing System. Each registered MLO has a unique identifier. Bay Shore Credit Unions ID number is 402450. The unique identifier for Amy Smith is 2401493.

The Nationwide Mortgage Licensing System (NMLS) consumer access website is: nmlsconsumeraccess.org

Deposit Accounts

• Share (Savings)
• Sub Share (Savings)
• Share Draft (Checking)
• Funeral Trust
• Christmas/Vacation Club
• Share Certificates (Term Deposits) – Minimum deposits as low as $500.  Under 18 as low as $100.
• IRA – Traditional, Roth, Coverdell Education Savings
• Money Market